1. OVERVIEW
This website is operated by Fourth Street Creative Inc., operating as Melanie Grey (“Company”, “we”, “us”, or “our”).
By accessing this website, purchasing any product, or engaging with our services, you (“you”, “your”, or “user”) agree to be bound by these Terms & Conditions.
If you do not agree, please do not use this website or purchase any offerings.
2. USE OF WEBSITE & OFFERINGS
By using this website or purchasing any product or service, you confirm that you are of legal age to enter into a binding agreement in your jurisdiction.
All content is provided for informational and educational purposes only and is subject to change without notice.
3. INTELLECTUAL PROPERTY
All content on this website and within our products, including but not limited to:
* templates
* course materials
* videos
* written content
* branding
is the property of Fourth Street Creative Inc.
You are granted a limited, non-transferable, non-exclusive license for personal or internal business use only.
You may NOT:
* share, resell, or redistribute any materials
* copy or reproduce content
* claim any content as your own
Violation of this section may result in termination of access and legal action.
4. DIGITAL PRODUCTS, COURSES & MEMBERSHIPS
When you purchase a product, course, or program (including The Marque Collective), you are granted:
* lifetime access (unless otherwise stated)
* personal-use access only
You understand:
* access may be revoked if terms are violated
* content may be updated or changed over time
5. COACHING SERVICES
Any coaching (including async coaching) is provided for educational and informational purposes only.
By participating, you acknowledge:
* this is not therapy, legal, or financial advice
* results are not guaranteed
* you are responsible for your own decisions and actions
You may stop participating at any time. No long-term commitment is required.
6. PAYMENT TERMS
All prices are listed in applicable currency and are subject to change at any time.
You agree to provide accurate billing information and authorize payment at the time of purchase.
7. NO REFUND POLICY
Due to the nature of digital products and online services:
All sales are final.
You understand and agree:
* no refunds, exchanges, or cancellations will be provided under any circumstances
* you will not initiate a chargeback or payment dispute
8. DISCLAIMER
All content is provided for educational purposes only.
We make no guarantees regarding:
* income
* results
* business success
Any examples or results shared are not typical and should not be interpreted as promises.
9. LIMITATION OF LIABILITY
To the fullest extent permitted by law, Fourth Street Creative Inc. shall not be liable for:
* any direct or indirect damages
* loss of income, data, or business
* decisions made based on our content
Your use of our website and offerings is at your own risk.
10. THIRD-PARTY SERVICES
We may use third-party platforms for:
* payments (e.g., Stripe, PayPal)
* email marketing
* course hosting
We are not responsible for the actions or policies of these third parties.
11. TERMINATION
We reserve the right to terminate your access to any product or service if you violate these Terms.
12. GOVERNING LAW
These Terms are governed by the laws of the Province of Ontario, Canada.
Any disputes shall be resolved within Ontario.
13. CONTACT
If you have questions about these Terms, contact:
hello@melaniegrey.com