**TERMS AND CONDITIONS OF USE FOR FOURTH STREET CREATIVE INC. (OPERATING AS THE MARQUE COLLECTIVE)**

**NOTICE:** These Terms and Conditions of Use are legally binding. Please read them carefully before purchasing, using, or accessing any of our products, including online courses. These Terms and Conditions apply to all Fourth Street Creative Inc. online courses, webinar training, and memberships with Fourth Street Creative Inc.

**TERMS OF SITE, COURSE, AND PRODUCT ACCESS**

All programs, products, and services are owned and provided by Fourth Street Creative Inc., operating as The Marque Collective ("Company," "We," "Us," or "Our"). The term "You" or "Your" refers to any user or purchaser of our programs, products, or services (the "Offering"). These Terms and Conditions govern how you are allowed to use and access our Offering. We reserve the right to update and change these Terms and Conditions at any time, and will update them with the 'date last updated' at the top of this page.

By using our Offering, you are legally bound by these Terms and Conditions whether or not you have read them. If you do not agree with any part of these Terms and Conditions, please email us at support@fourthstreetcreative.com, and we will make reasonable efforts to remove your name, email, and access to our Offering and website(s).

**GENERAL PROVISIONS**

This website is owned and operated by Fourth Street Creative Inc. Use of this website is at your own risk. We host our site on a reputable platform and take reasonable efforts to maintain it. However, we make no explicit representations or warranties regarding the safety of your use of the website. These Terms and Conditions are subject to change at any time.

**YOUR USE AND CONSENT**

By purchasing our Offering, you acknowledge that you have been made aware of these Terms and Conditions. By proceeding with your purchase and accessing the Offering, you agree to abide by these Terms and Conditions, as well as any disclaimers and privacy disclosures contained herein.

You must be at least 18 years old or of legal age in your jurisdiction to access the Offering. If you are younger but meet the age requirement for consent to use online services in your area (e.g., 13 in the US or 16 in Ireland), you may not access the Offering without a parent or guardian's assistance. If we discover that you have violated these rules, we will terminate your account. Access by minors is a violation, and we reserve the right to terminate access if discovered.

**INTELLECTUAL PROPERTY NOTICE**

All images, text, designs, graphics, trademarks, and service marks are owned by Fourth Street Creative Inc. or properly attributed parties (the "Intellectual Property"). Unauthorized use of any Intellectual Property, including modification of materials on this site, is illegal and may result in legal action, including financial penalties or injunctions.

You may use our Intellectual Property with clear credit to our site and links back to the original materials. However, you may not claim our Intellectual Property as your own or use third-party attributed materials without proper authorization.

**ONLINE COURSE INTELLECTUAL PROPERTY**

**LIMITED LICENSE**

Any materials you access on our domains are owned or licensed by Fourth Street Creative Inc. You are granted a limited, non-transferable, non-exclusive, revocable license for non-commercial use to access the content you have paid for. Exceeding the scope of this license constitutes infringement, and we have the right to seek damages or an injunction.

You may:
- Access the Offering for personal use (purchase additional Offerings for each team member if needed).
- Download and/or print materials for personal use (purchase additional Offerings for each team member if needed).
- Use our trademarks and copyrighted materials with prior written consent, proper credit, and marking.

You may not:
- Re-sell or trade your access to the Offering.
- Share the Offering with others who have not purchased it.
- Reprint or republish any part of the Offering.
- Distribute materials as your own.
- Alter or create derivatives of any part of the Offering.
- Claim ownership of our Intellectual Property without consent.
- Use the Offering for unlawful purposes.

**REQUEST FOR PERMISSION TO USE CONTENT**

To use, publish, or access any of our content or materials, you must request and receive written permission by emailing us at support@fourthstreetcreative.com.

**CIVIL AND CRIMINAL PENALTIES**

Theft or infringement of our content is considered a violation of these Terms and Conditions. We reserve the right to prosecute infringers to the fullest extent allowed by law. You consent to personal jurisdiction in the federal and state courts located in Ontario by using our Offering.

**MODEL RELEASE**

You warrant that you own the copyright to any images you use on our platforms or in our materials. By default or voluntarily submitting images, you grant us a commercial license to use them for reasonable business purposes.

**SECURITY AND ASSUMPTION OF RISK**

**SECURITY**

You are responsible for securing your username and password. We do not store full credit card numbers; payment information is processed through third-party processors like Stripe, PayPal, or SamCart. By using these processors, you assume all risk for the security of payment details.

**CONFIDENTIALITY**

There is no right to confidentiality unless explicitly stated in a client agreement or required by law.

**ASSUMPTION OF RISK**

By accessing our Offering, you assume all risks related to your use and any subsequent actions taken based on our materials.

**YOUR COMMUNICATIONS**

Communications through our website, blog, or directly to us are not confidential and may be viewed or distributed by third parties. We own all communications displayed on our website and will not provide credit or royalties for unsolicited content. For details on how we use your communications, refer to our Privacy Policy.

**DISCLAIMERS**

Our website and materials are for educational purposes only. We are not liable for any losses or damages resulting from the use of our website or materials, including technological failures. We do not guarantee the accuracy of third-party statements or results.

**EARNINGS DISCLAIMER**

Individual outcomes will vary. Case studies or testimonials are not indicative of typical results. Success depends on various factors outside our control.

**GENERAL DISCLAIMER**

To the fullest extent permitted by law, we exclude all liability for any loss or damage related to our Offering, including but not limited to accidents, delays, or loss of income.

**THIRD-PARTY DISCLAIMER**

We are not liable for the conduct of other participants or users.

**WARRANTIES DISCLAIMER**

We make no warranties regarding our Offerings, programs, products, services, or materials. They are provided "as is" without any warranties, express or implied.

**TECHNOLOGY DISCLAIMER**

We strive to provide reliable technology, but are not responsible for technological failures. You may need to seek support from third-party providers.

**FORCE MAJEURE**

We are not liable for delays or failures due to events beyond our control, including acts of God, technical failures, or governmental actions.

**ERRORS AND OMISSIONS**

We do not guarantee the accuracy or completeness of the information on our site and are not liable for any errors or omissions.

PRICING AND PAYMENT TERMS

1.1 Pricing
Our products and services are offered at the following prices:

Forever Plan: $997 USD one-time payment for lifetime access.
Forever Plan Installments: $97 USD per month for 12 months, then lifetime access.
We may offer promotional or discounted pricing at our discretion. All pricing is subject to change without notice. Please check our website for the most current pricing information.

1.2 Billing
By purchasing any of our Offerings, you agree to pay the applicable fees. You authorize us to charge your payment method for the total amount of the purchase, including any applicable taxes and fees. Payments are processed through third-party processors like Stripe or PayPal, and we do not store your payment details.

1.3 Refunds
Due to the digital nature of our Offerings, we do not offer refunds on any purchased courses, memberships, or products. However, if you encounter any issues with accessing our Offerings or believe there has been an error, please contact us at support@fourthstreetcreative.com, and we will review your case on an individual basis.

1.4 Subscription Cancellation
For subscription-based memberships (Quarterly or Annual), you may cancel your subscription at any time. Cancellation will take effect at the end of the current billing period, and no further charges will be applied. To cancel, please contact us at support@fourthstreetcreative.com. No partial refunds will be issued for any unused portion of the subscription period.

1.5 Forever Plan Terms
The Forever Plan does not offer cancellation or refunds. By selecting the Forever Plan, you commit to paying the full amount of $997 USD for lifetime access, either as a one-time payment or through installments. Once payment is made, it is non-refundable, and you are locked into this payment structure.

2. Forever Plan Transition
Current members on a subscription plan who wish to transition to the Forever Plan may do so at a discounted rate of $997 USD.